Independent Intelligence Platform

Pharmacy benefit clarity

A neutral PBM intelligence and procurement platform providing transparency, benchmarking, and decision support for employers, payers, and advisors.

$800B+
Annual drug spend under PBM management
270M
Americans covered by top 3 PBMs
80%
Market share of Big 3 (2024)

Intelligence Tools

Six analytical tools for evaluating PBM performance, benchmarking pricing, and supporting procurement decisions. All tools are free and require no registration.

01

Drug Price Benchmarking

Compare medication pricing against NADAC (National Average Drug Acquisition Cost) and typical market rates to understand pricing variance.

  • 80+ medications with current pricing data
  • NADAC, AWP, and market rate comparison
  • Per-unit spread calculation
  • Annualized impact modeling
Data sources: CMS NADAC files, published AWP, industry benchmarks. For informational purposes only.
02

Contract Clause Analysis

Scan contract text against a database of commonly problematic provisions. Identifies language patterns associated with pricing opacity and unfavorable terms.

  • 16 clause categories analyzed
  • Keyword and phrase matching
  • Severity classification
  • Context-specific findings
Analysis is performed locally in your browser. No data is transmitted or stored. This tool is for informational purposes only and does not constitute legal advice.

PBM Comparison

Comparative analysis of pharmacy benefit managers across key operational and contractual characteristics. Data current as of Q1 2025.

PBM Market Share Pass-Through 100% Rebates Audit Rights Spread Pricing Owned Rx
Sources: Drug Channels Institute 2025 Report, FTC Interim Staff Reports (2024-2025), company disclosures, SEC filings. Market share based on 2024 equivalent prescription claims processed.
04

Cost Variance Calculator

Model potential cost differences based on typical pricing variance patterns. Estimates are illustrative and based on industry benchmarks.

  • Spread pricing impact estimation
  • Rebate retention modeling
  • Per-member impact calculation
  • Comparison across PBM types
Estimates are illustrative only and based on industry averages. Actual results vary significantly based on plan design, drug mix, and contract terms.

Contract Clause Library

16 contract provisions commonly associated with pricing opacity, reduced audit capabilities, or unfavorable terms.

06

RFP Question Bank

Categorized procurement questions for PBM evaluation. Each includes context on relevance and what to look for in responses.

  • 50+ categorized questions
  • Pricing and transparency focus
  • Audit and reporting requirements
  • Downloadable PDF template
Generates a professionally formatted PDF document with all questions and contract clause reference.

Important Disclaimers

Not Legal or Financial Advice: The information provided on this platform is for general informational and educational purposes only. It does not constitute legal, financial, or professional advice. You should consult with qualified professionals before making any decisions based on the information provided.

No Warranty: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, tools, or related graphics contained on this platform.

Data Sources: PBM market data is compiled from publicly available sources including Drug Channels Institute reports, FTC publications, SEC filings, and company disclosures. Drug pricing data references CMS NADAC files and published industry benchmarks. Data is subject to change without notice.

Independence: RxPBM.ai is an independent platform and is not affiliated with, endorsed by, or sponsored by any pharmacy benefit manager, pharmaceutical company, or healthcare organization.

Privacy: Contract analysis is performed entirely within your browser. No contract text or sensitive information is transmitted to our servers or stored.

Limitation of Liability: In no event shall RxPBM.ai, BuiltforAI LLC, or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this platform.

Last updated: December 2024

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